One way you can get rid of debt faster is to use a credit restructuring program. According to the Bank Indonesia Regulation, credit restructuring is an improvement effort made by the Bank in credit activities to debtors who have difficulties in fulfilling their obligations. Credit restructuring, commonly referred to as a relief program, can be obtained through companies that provide debt management programs, such as MMC Credit.
Some of you might be wondering why using MMC Credit’s services to solve debt problems that seem trivial. In fact, the debt problem itself cannot be considered trivial. Negligence in paying can result in your credit record being bad at Historical IDI. This can have an impact on the feasibility of your data to receive loans from banks in the following period. Therefore, if you are already in arrears, it would be better if you immediately take swift steps by using the services of a debt management company.
Why should you use a debt management company to deal with your debt problems?
- Professional debt management companies have people who are experienced in handling debt problems. The consultant team can usually help you to strategize and choose which type of debt should be resolved first. In addition, the consultant team can provide advice on the results of negotiations that have come out.
- Deep understanding of consultants in the banking sector can make the results of negotiations better, so you can get optimal results to solve your debt problems.
- By entrusting debt problems to a professional debt management company, you can focus more on finding funds to pay off debt. Meanwhile, the entire negotiation process can be transferred to the consultant only.
Not Promising Bleaching
MMC Credit has never promised that clients can be free from debt without paying a dime to the bank. We understand that the only way to be free of debt is to be responsible and pay off the debt. The difference is, MMC Credit will negotiate with the bank so that the client can get the relief agreed upon by both parties.
Don’t Request Advance Service Fees
All new service fees will be paid after the results of the negotiations come out and are agreed upon by the bank and the client. MMC Credit only asks for a deposit that is paid quarterly, the fee can also be returned if MMC Credit fails to get the results of the negotiations within the specified time period.
Have an Official Social Media Account
MMC Credit has an official and professionally managed social media account. This account serves as a medium of communication between prospective clients and MMC Credit’s team. You can ask various information about debt problems through the account. Some of the things you can see are Facebook FanPage account MMC Credit, MMC Credit Instagram account, MMC Credit LinkedIn account, MMC Credit Google+ account, and MMC Credit Twitter account.
Having Professional Communication Media
The many other services that provide cellphone numbers as communication media are suspect. The credibility of these services is questionable because there is no official telephone number to contact if you want to get information or report complaints. MMC Credit has a variety of communication media that you can use.MMC Credit can ensure the quality of service from each consultant, so that you will be served with the hospitality and competence of each consultant in serving you.
Want to talk through online chat with our consultant representative? You can also directly access it through the start page of the MMC Credit site, then in the lower right corner, click Talk To Us. Representative MMC Credit is ready to serve you and give you the information you need.
Has an Application That Makes It Easier for You to Join the Debt Management Program
With your high mobility in finding funds to pay off debt, MMC Credit provides solutions through our Android application. You can immediately register, upload the documents needed to directly join the debt management program of MMC Credit. Consultation can also be done easily with the consultant MMC Credit. Once you are ready to move forward in the negotiation process, the MMC Credit negotiator team will proceed immediately, while you can focus on working and undergoing your daily routine. The entire process and results of negotiations can also be directly monitored through the MMC Credit application, until you can pay off all debts in arrears with waivers and start a new beginning of debt free life.
Has a clear Operational Office Address
One step you can take to ensure the credibility of a service company is to look at its operational office. You can visit the office and see if the office does reflect the professionalism of a company. By visiting an operational office, you can also see if the company is truly in the official area and can be trusted. If you feel you want to get information about MMC Credit directly.
Having accreditation from a trusted organization
Before choosing a company to help you solve a debt problem, there is nothing wrong if you see the accreditation you have. In general, an accreditation is given if a company is deemed to have met certain requirements that are made standard. At present MMCCredit already has accreditation from an international organization called IAPDA. IAPDA (International Association of Professional Debt Arbitrators) is an association of international standard Debt Settlement Services Companies. Every member accredited by IAPDA is a company that is considered capable of providing professional consulting services to its clients for all debt problem resolution options according to international standards.
Not only that, as of 2017 MMC Credit has also officially become part of the Indonesian Fintech Association. This is because MMC Credit is one of the financial services sector players in Indonesia who relies on technology in their business moves. The Fintech Indonesia Association itself is present as a forum to gather companies and institutions in the financial services sector that use technological advances in running their businesses.